Author: Rebecca

A new ACI Worldwide report has shown that there are two major priorities for these payment apps.

The results of a new ACI Worldwide survey have now been released and, within them, it has been revealed that retailers considering mobile wallet apps are most interested in two major issues: security and the ability to use rewards programs.

That said, between those leading issues, it is the mobile security features that tops the list.

Among the retailers who responded to the survey, two out of every three said that the security aspect of mobile wallet apps is their leading concern. This demand from retailers for mobile payments solutions that provide adequate security should help to assuage some of the concerns that consumers have also expressed with regards to adopting these new types of transaction technologies.

That said, beyond security, there were a number of other expectations retailers had for mobile wallet apps.

Seventy two percent of the surveyed retailers said that security was their top issue for their mobile commerce apps, in general, but when it came to payments, that figure rose to 75 percent. However, just slightly less – 71 percent – said that they wanted the integration of loyalty options into m-commerce apps, while 55 percent were concerned about that issue with mobile payments apps. Another 55 percent said it was important to be able to achieve seamless ordering through the use of the shopping applications but for wallet apps, that was seen as important only among 46 percent of the respondents.

According to the ACI Worldwide vice president, product line manager, Lynn Holland, in the company’s release on the study, “The proliferation of retail digital channels demonstrates the trend that ‘clicks upstage bricks,’ but even consumers shopping at traditional brick and mortar stores are increasingly using in-store browsing capabilities, which puts the power of information in sales associates’ and consumers’ hands.”

Holland also pointed out that no matter the channel, the results of the research indicated that over m-commerce and mobile wallets, payment security remains a top concern among retailers considering the use of this tech, especially in issues such as point-to-point encryption and tokenization.

These days, the leading devices have a broad range of form and function to provide.

It feels as though a day can’t go by without another mention of the development of a new miracle gadget, from an external battery pack iPad owners can’t live without, to a mode of transportation small enough to fit into a backpack.

With all the latest technologies, the leading gadgets for youth are more exciting than ever before.

What is possible today, and completely available to today’s teens, and even younger children, are goals that would have been considered entirely out of reach only a handful of years ago. This has brought up the latest generation with an appetite for technology that is nearly insatiable. It’s no wonder something like an external battery pack iPad devices can use to charge more than once is considered to be a vital tool. People simply cannot live without their screens and WiFi connections.

That said, there is a lot more than an external battery pack iPad users need when it comes to top gadgets.

Check out some of the latest, hottest gadgets that are appealing to young people right now:

• Creative D100 Portable Bluetooth Speakers – one thing that hasn’t changed is the love that the young generation has for music. It is only the technology used to play it that is different. These speakers allow for a full sound for music and videos, needing four AA batteries for an entirely wireless experience for 25 hours.
• Google Chromecast – this has not just become a new hit but it is now an ongoing one. This provides the opportunity to use a simple stick to stream video on any television with an HDMI port. Suddenly, any TV is a Smart TV.
• Amazon Kindle Paperwhite – this device may not have all the features offered by the Voyage, but it is often considered to be the best device Amazon has released, to date. It is light, durable and it does the trick for a very decent price. Furthermore, reading is easy in virtually any lighting because the screen brightness has been adjusted to perfection. For students, this can make a huge difference.