Tag: nfc technology

New mobile payments app launches in New Zealand

Semble has officially launched in New Zealand

New Zealand’s first integrated mobile wallet has been released. Smartphone users throughout the country can now download the Semble application for free, which allows them to make secure mobile payments. The application also acts as a digital wallet, storing data from retailers and financial information. Semble is an independent company, but is owned by Paymark, 2degrees, Vodafone, and Spark. The company was formerly known as TSM NZ, but was renamed for greater market impact.

Semble makes use of NFC technology to process mobile payments at physical stores

The Semble app leverages NFC technology in order to conduct mobile payments. This technology is quite common in the mobile commerce space, where it is used by a wide variety of platforms that process mobile transactions. NFC technology allows digital information to be transmitted over short distances, making it a perfect tool for contactless payments. Using this technology, Semble can be used to make a mobile payment at retail stores that support NFC-based transactions.

Consumer financial information is safely stored in Semble as a digital representation of itself

Mobile Payments app - New ZealandSemble stores financial information from bank and credit cards. Virtual versions of payment cards are stored within the application in a process that is similar to tokenization. Semble believes that its application will one day replace debit and credit cards. This may eventually become true, as more consumers opt to shop from their mobile devices rather than visit physical stores. A growing number of consumers are also demanding in-store support for mobile payments, which is reducing the use of credit cards and other forms of conventional commerce.

Mobile commerce is expected to continue growing in New Zealand, with more retailers showing their support

Those living in New Zealand have had relatively few options when it comes to participating in mobile commerce. The growing interest in mobile payments has made the country a relatively active market for companies that provide mobile commerce services. In the coming years, mobile commerce is expected to become more active in New Zealand, especially as more retailers opt to support mobile payments.

Mobile security technology provides a malware protection boost

A new form of tech developed by University of Alabama at Birmingham researchers is simple but effective.

Researchers from the University of Alabama at Birmingham have now come up with a new form of mobile security protection that uses certain simple but highly effective techniques that are able to stop sophisticated malware from sneaking their way into smartphones in order to attack them.

The development of this type of protection against mobile malware has become vitally important.

As well over half of all American adults now have smartphones, mobile security has become critical to providing protection against malware and other forms of cyber attack. While it is well recognized that computers such as laptops and desktops require this type of protection – typically in the form of firewalls and antivirus programs – many mobile device owners don’t realize how vulnerable their smartphones truly are. Moreover many of the apps that are available to protect devices take up too much space and require too much power.

This new mobile security technology has been developed to overcome those problems for improved protection.

Mobile Security - Malware ProtectionThe new form of mobile malware defense technology was revealed in St. Louis at the IEEE International Conference on Pervasive Computing and Communications. As smartphones become more important and more commonplace, they have become prime targets to people who would seek to use them for malicious activities. This has caused an explosion in malware that can enter into mobile devices by way of any number of sources.

Primarily, this involves hidden malicious codes buried inside downloaded apps. Once they have been installed into mobile technology devices, there are various ways in which it can then exploit the gadget. This can include learning sensitive personal information about the user, taking over the camera to spy on the user, or even making premium rate phone calls without the user ever being aware that this is occurring.

It may even activate the NFC (near field communication technology) in the device for an entirely new form of mobile security problem – scanning for nearby credit cards that are NFC enabled for contactless payments. The researchers have come up with a way to more effectively block this type of digital invasion.