Tag: smartphone security

Mobile security technology provides a malware protection boost

A new form of tech developed by University of Alabama at Birmingham researchers is simple but effective.

Researchers from the University of Alabama at Birmingham have now come up with a new form of mobile security protection that uses certain simple but highly effective techniques that are able to stop sophisticated malware from sneaking their way into smartphones in order to attack them.

The development of this type of protection against mobile malware has become vitally important.

As well over half of all American adults now have smartphones, mobile security has become critical to providing protection against malware and other forms of cyber attack. While it is well recognized that computers such as laptops and desktops require this type of protection – typically in the form of firewalls and antivirus programs – many mobile device owners don’t realize how vulnerable their smartphones truly are. Moreover many of the apps that are available to protect devices take up too much space and require too much power.

This new mobile security technology has been developed to overcome those problems for improved protection.

Mobile Security - Malware ProtectionThe new form of mobile malware defense technology was revealed in St. Louis at the IEEE International Conference on Pervasive Computing and Communications. As smartphones become more important and more commonplace, they have become prime targets to people who would seek to use them for malicious activities. This has caused an explosion in malware that can enter into mobile devices by way of any number of sources.

Primarily, this involves hidden malicious codes buried inside downloaded apps. Once they have been installed into mobile technology devices, there are various ways in which it can then exploit the gadget. This can include learning sensitive personal information about the user, taking over the camera to spy on the user, or even making premium rate phone calls without the user ever being aware that this is occurring.

It may even activate the NFC (near field communication technology) in the device for an entirely new form of mobile security problem – scanning for nearby credit cards that are NFC enabled for contactless payments. The researchers have come up with a way to more effectively block this type of digital invasion.

Mobile security is coming to Visa to combat credit card fraud

Customers who are traveling may soon find it easier to charge their purchases with this added layer of protection.

When Visa customers travel to another country, a new mobile security feature from the credit card issuer may make it easier for them to be able to prevent fraudulent charges or having to overcome the automatic protection barriers that the bank may implement when trying to make a purchase.

The strategy is meant to make it easier, safer, and more convenient for Visa customers to shop abroad.

Travelers currently need to call their banks to tell them that they will be traveling, and where, or they risk having their cards frozen from the first moment that they are used in a foreign country. Visa is hoping to be able to prevent both of those occurrences from being required by using mobile security to be able to track the customer’s location and know that he or she is the one who is using the credit card when it is swiped at any terminal in the world.

The mobile security service uses geolocation technology to verify the customer’s position when a card is swiped.

Mobile Security - VisaThis lets Visa check to make sure that the customer and the card are in the same place when a purchase transaction is attempted on the card. This is done by checking the location of the customer’s mobile device. Should there ever be a mismatch, additional security measures will be taken in order to help to determine whether or not it is a legitimate purchase attempt, without necessarily cutting off the card, right away. This way, if a smartphone is left in a hotel room, it doesn’t necessarily mean that the customer will be without the use of his or her cards.

This method of using the location of the mobile device makes it less likely that a bank will be required to mistakenly decline a transaction that looks suspicious but that is actually legitimate. The company is working its mobile security feature into a module. This way, banks can incorporate it into their own mobile banking apps. Then, when a customer travels and tries to use the card, a partner of Visa, Finsphere – a geospacial analytics company – pings the app in order to be able to locate the customer’s device. That finding is then reported to Visa to see if it is a match.